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Services and Products

SAVINGS  

We offer regular savings accounts that can be opened with a minimum deposit of $25. Interest is paid quarterly. Members must have a savings account before participating in other services or purchasing other products through the credit union.

CLUB ACCOUNTS

Club accounts are designed to help members save for special items.

Savings- You’ve been putting off buying furniture, appliances or other “wants.”  Open a special savings account, and earn interest as well. Interest on a special savings account is paid quarterly. Interest on other club accounts is paid annually.

Holiday- Don’t let holiday purchases overwhelm you, save over a period of time, and benefit from earning interest while you save!

Vacation-A vacation doesn’t have to be an impossible dream.  Save for a vacation, and earn interest in
the process!

Charity- If you are planning to contribute to a charity, having a club account will help you save while earning interest on your money.

CERTIFICATES OF DEPOSIT (CDs)

Certificates are available for 3, 6, 9, 12, 24, 36, 48, and 60-month periods.
A minimum deposit of just $250.00 is required to open a CD.

CHECKING

Free checking is now available to members. Please call the credit union for more information.

LOANS

Loans are available to members (18 years of age or older) who must be in good standing.

To take out a loan, members must have regular and verifiable sources of income.

Members will also be asked to present appropriate documentation and credit scores.

INTEREST RATES

Whether on savings accounts or loans, 1st Bergen offers the best possible rates to members
.  Please call 201-968-0202 or stop in at the credit union for information about the most current rates.

FINANCIAL LITERACY

Financial literacy classes
are available free of charge to members. (Click for schedule of classes.)  Call 201-968-0202 to learn how you can access financial literacy services.

DIRECT DEPOSIT

Make a deposit directly from your workplace to your 1st Bergen account
.

Member Comments

I am placing my savings in 1st Bergen because I feel comfortable that the credit union is federally insured.
-E. M.

The member service representative was very helpful.
-D. A.

• The hours of the credit union are convenient— 1st Bergen is open until 6 p.m. two days a week
(Thursday and Friday).
-D. W.

Watch for upcoming information about new products and services.

Fill out our downloadable application form.