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Services and Products
SAVINGS
We offer regular savings accounts that can be opened with a minimum deposit of $25. Interest is paid quarterly. Members must have a savings account before participating in other services or purchasing other products through the credit union.
CLUB ACCOUNTS
Club accounts are designed to help members save for special items.
Savings- You’ve been putting off buying furniture, appliances or other “wants.” Open a special savings account, and earn interest as well. Interest on a special savings account is paid quarterly. Interest on other club accounts is paid annually.
Holiday- Don’t let holiday purchases overwhelm you, save over a period of time, and benefit from earning interest while you save!
Vacation-A vacation doesn’t have to be an impossible dream. Save for a vacation, and earn interest in
the process!
Charity- If you are planning to contribute to a charity, having a club account will help you save while earning interest on your money.
CERTIFICATES OF DEPOSIT (CDs)
Certificates are available for 3, 6, 9, 12, 24, 36, 48, and 60-month periods.
A minimum deposit of just $250.00 is required to open a CD.
CHECKING
Free checking is now available to members. Please call the credit union for more information.
LOANS
Loans are available to members (18 years of age or older) who must be in good standing.
To take out a loan, members must have regular and verifiable sources of income.
Members will also be asked to present appropriate documentation and credit scores.
INTEREST RATES
FINANCIAL LITERACY
Financial literacy classes are available free of charge to members. (Click for schedule of classes.) Call 201-968-0202 to learn how you can access financial literacy services.
DIRECT DEPOSIT
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Member Comments
• I am placing my savings in 1st Bergen because I feel comfortable that the credit union is federally insured.
-E. M.
• The member service representative was very helpful.
-D. A.
• The hours of the credit union are convenient— 1st Bergen is open until 6 p.m. two days a week
(Thursday and Friday).
-D. W.
Watch for upcoming information about new products and services.
Fill out our downloadable application form.