Spring Auto Loan Special
Terms & Conditions: Terms and conditions apply. You must be a 1st Bergen FCU member in good standing to apply. New members are welcome to join the credit union and apply for a loan. Qualification for loan special, Annual Percentage Rate, and terms based on creditworthiness and are subject to change without notice. Not all borrowers and vehicles qualify, please speak with a Loan Officer to determine if your loan request qualifies. Special offer valid for loan applications submitted from 2/15/2026 to 3/31/2026. Loans held at 1st Bergen may not be refinanced for a lower rate.
Smarter Rates. Stronger Financial Futures.
At 1st Bergen, it is our mission to open new opportunities and strengthen financial wellness for our members. We’re proud to announce our Smarter Rates, Stronger Futures Promotion. Apply now to take advantage of reduced rates on vehicle purchases and refinances.
This limited time offer includes:
Discounted rates across all qualifying borrowers
Rates as low as 3.99% APR*
No application fee, and no hard pull of credit reports.
Even a small rate difference makes a big difference on long term cost. On a $25,000 loan, just a one point difference can save you over $680 in potential interest costs.**
Don’t Wait — Apply Online Today! Offer ends March 31, 2026.
*Terms and conditions apply. APR refers to Annual Percentage Rate based on creditworthiness and term of loan. Not all borrowers will qualify for a loan or the best rate. Rates are subject to change without notice. Promotional rates valid on personal or business vehicle loans up to $65,000, including new, used, lease buyout option financing, and refinancing. Offer not valid to refinance loans held at 1st Bergen FCU. Must be a 1st Bergen member in good standing; new members are welcome to join the credit union and apply for this promotion.
**Example compares a 4.99% APR loan to a 3.99% APR loan over 60 months paid on time, on the contracted due date each month. Actual savings may vary.