Back to School Car Loan Special

 
 

Lock in our Lowest Rate of the Year - as low as 2.99% APR*

At 1st Bergen, it is our mission to open new opportunities and strengthen financial wellness for our members. We’re proud to announce our Back to School Promotion. Apply now to take advantage of reduced rates on car purchases, lease buyouts, and refinances.

This limited time offer includes:

  • Discounted rates across all qualifying borrowers

  • Rates as low as 2.99% APR*

  • No application fee, and no hard pull of credit reports.

Even a small rate difference makes a big difference on long term cost. On a $25,000 loan, just a one point difference can save you over $680 in potential interest costs.**

Don’t wait — Apply Online Today! Offer ends October 17, 2026.

Apply Now
Join 1st bergen fcu

If you’d like to speak with a representative before applying, please call (201) 968-0202 during our regular business hours or fill out the form below.

Terms & Conditions: Terms and conditions apply. You must be a 1st Bergen FCU member in good standing to apply. New members are welcome to join the credit union and apply for a loan. Qualification for loan special, Annual Percentage Rate, and terms based on creditworthiness and are subject to change without notice. Not all borrowers and vehicles qualify, please speak with a Loan Officer to determine if your loan request qualifies. Special offer valid for loan applications submitted from 8/29/2026 to 10/17/2026. Loans held at 1st Bergen may not be refinanced for a lower rate. Promotional rates valid on personal or business vehicle loans up to $65,000, including new, used, lease buyout option financing, and refinancing.


**Example compares a 4.99% APR loan to a 3.99% APR loan over 60 months paid on time, on the contracted due date each month. Actual savings may vary.