Back to School Loan Special

 
 

Back to School is the time to Save Big.

At 1st Bergen, it is our mission to support the financial wellness and opportunities of our members. Whether it’s time to upgrade your car, refinance your high-interest loan, or get ready for a new school year, this is the loan special for you. Plus, current members can apply for a low-interest personal loan up to $500 to help cover back to school expenses.

This limited time offer includes:

  • Discounted rates on all car purchase loans, refinances, and lease buyouts* — up to $65,000 for up to 7 years

  • Rates as low as 4.5% APR — all borrowers will benefit from discounted rates.

  • Same-day refinancing quotes to help you understand how much you can save

  • $500 Personal Loan offer for up to 12 months at 8.99% APR** — pay over time for school investments like backpacks, textbooks, computers, school uniforms, and other back to school essentials.

Ready to Start? Apply online to lock in this promotional offer! Offer ends October 15th!

Don’t Wait — Find out

Are your needs for a smaller purchase or regular expenses? Consider applying for a 1st Bergen Visa Credit Card

*Terms and conditions apply. Not all borrowers will qualify for best rates. Approval and Annual Percentage Rate subject to change based on creditworthiness. Offer is valid for all loan applications submitted on or before October 15th, 2025. New members are welcome to join the credit union to apply for a loan, subject to membership eligibility requirements.

**Terms and conditions apply. Fixed rate back to school offer is for an unrestricted personal loan of up to $500 for a maximum term of 12 months. All approved borrowers will qualify for a special rate of 8.99%. Current members may receive a pre-approval based on account history. Special rate is not available for personal loan requests over $500 or for longer terms than 12 months. Offer valid for qualifying loan applications submitted on or before October 15, 2025. New members are welcome to join the credit union to apply for a loan, subject to membership eligibility requirements.